Useful Tools

books*Below are a list of things I have found helpful including books, tools, services, blogs, and websites. Check back often because the list is constantly updated as I discover new things along the way.



The Bogleheads Guide to Investing by Taylor Larimore, Mel Lindauer, Michael LeBoeuf; A foundational book on understanding the culture of investing.  Bogleheads guide is a DIY handbook that espouses the sage investment wisdom of John C. Bogle. It offers contrarian advice and illustrates how relying on typical “common sense” promoted by Wall Street is destined to leave you poorer.

A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing by Burton MalkielA Random Walk Down Wall Street long ago established itself as a must-read.  This should be the first book to purchase before starting a portfolio of your own. his book remains the best investing guide money can buy.

The Four Pillars of Investing: Lessons for Building a Winning Portfolio by William Bernstein; This down-to-earth book lays out in easy-to-understand prose the four essential topics that every investor must master: the relationship of risk and reward, the history of the market, the psychology of the investor and the market, and the folly of taking financial advice from investment salespeople.

The Power of Passive Investing: More Wealth with Less Work by Rick Ferri; A practical guide to passive investing. Time and again, individual investors discover, all too late, that actively picking stocks is a loser’s game. The alternative lies with index funds. This passive form of investing allows you to participate in the markets relatively cheaply while prospering all the more because the money saved on investment expenses stays in your pocket.

All About Asset Allocation by Rick Ferri;  Everything You Need to Know About How To: Implement a smart asset allocation strategy, diversify your investments with stocks, bonds, real estate, and other classes, and change your allocation and lock in gains. Read this after you have read Bogleheads Guide or Random Walk Down Wallstreet for a deeper understanding of how to build a portfolio.

Adaptive Markets: Financial Evolution at the Speed of Thought by Andrew Lo;  The most difficult componenet of investing is getting over ourselves.  Adaptive Markets is a new, evolutionary explanation of markets and investor behavior. Half of all Americans have money in the stock market, yet economists can’t agree on whether investors and markets are rational and efficient, as modern financial theory assumes, or irrational and inefficient, as behavioral economists believe―and as financial bubbles, crashes, and crises suggest.  Andrew Lo cuts through this debate with a new framework, the Adaptive Markets Hypothesis, in which rationality and irrationality coexist.

Winning the Loser’s Game, Seventh Edition: Timeless Strategies for Successful Investing by Charles D. Ellis ; One of my all time favorite investing books.  If you want a comprehensive and easy to read book on investing, you can’t go wrong here.  With Winning the Loser’s Game, you have anything you need to identify your investment objectives, develop a realistic investment program, and enjoy superior results.

Special Needs Planning

The Special Needs Planning Guide: How to Prepare for Every Stage of Your Child’s Life by John Nadworny and Cythia Haddad; Developed by two financial planning experts who also have family members with special needs, this one-of-a-kind book is an absolute must-have as parents and other caregivers plan for the lasting financial security of their families.

The Complete Guide to Creating a Special Needs Life Plan: A Comprehensive Approach Integrating Life, Resource, Financial, and Legal Planning to Ensure a Brighter Future for a Person with a Disability by Hal Wright; Beginning with a vision of a meaningful life for the child, Hal Wright explains how to form a practical plan to reach these goals, how to mentor personal empowerment and task skills, and how to create circles of support to sustain a life plan. He next looks at employment and residential options, and government programs available in the United States. Finally he talks the reader through important financial and legal considerations, including how to fund and manage a special needs trust.

Financial Freedom for Special Needs Families: 9 Building Blocks to Reduce Stress, Preserve Benefits, and Create a Fulfilling Future by Rob Wrubel; A comprehensive planning guide designed to give you the ideas and tools needed to create a financial and legal plan for your family. Simple worksheets help you make choices at each decision step so you can put your plans in place quickly. When you follow the simple steps in this invaluable planning guide, you will learn how to set up a special-needs trust, get out of debt and fund an incredible future for your family.

Life Improvement

Deep Work: Rules for Focused Success in a Distracted World by Cal Newport; Deep work is the ability to focus without distraction on a cognitively demanding task. It’s a skill that allows you to quickly master complicated information and produce better results in less time. Deep work will make you better at what you do and provide the sense of true fulfillment that comes from craftsmanship. In short, deep work is like a super power in our increasingly competitive twenty-first century economy. And yet, most people have lost the ability to go deep-spending their days instead in a frantic blur of e-mail and social media, not even realizing there’s a better way.

Essentialism: The Disciplined Pursuit of Less by Greg McKeown; The Way of the Essentialist isn’t about getting more done in less time. It’s about getting only the right things done.  It is not  a time management strategy, or a productivity technique. It is a systematic discipline for discerning what is absolutely essential, then eliminating everything that is not, so we can make the highest possible contribution towards the things that really matter. 

Tools and Services


  • ; This is a fantastic app for special needs families to assist them in developing an online letter of intent. With Vest’s pre-labeled Sections and 200+ Pockets, there’s a place for everything, intuitively organized for life with special needs. Make Vest your own with unlimited custom entries.

Blogs and Websites

1 reply


  1. What a Million Dollars Really Means – Finances for Special Needs Families

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