Debt

The Just Noticeable Difference; Implications for how we Spend, Save, and Invest

Perceiving change can be a funny thing. Why is it we don’t notice change when it is happening right before our eyes? How do you know when something is materially different? How much must change before we even realize there is a change afoot? Well, it’s called the Just Noticeable Difference (JND) and it has many implications in our financial lives.

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The Journey of Special Needs Families: From Birth to Three

There are several distinct phases families with a special needs child will transit throughout their lifetime.  The first being the birth of their child until that child qualifies for school age services at 3 years of age.  If you are new to Special Needs parenting, this will serve as a primer on many of the areas you should further explore. 

The Corrosive Nature of Debt

Special Needs Families are more likley than their peers to fall into debt. Getting debt under control is only the first step in ensuring our families can survive the fiscal demands placed on special needs families.